:root{--navy: #10233c;--navy-2: #1a3557;--accent: #f39c12;--accent-dark: #d68910;--wa: #25d366;--ink: #22303f;--muted: #5b6b7b;--line: #dde5ec;--bg-soft: #f4f7fa;--max: 1120px}*{box-sizing:border-box}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6}img{max-width:100%;height:auto}a{color:var(--navy-2)}h1,h2,h3{line-height:1.25;color:var(--navy)}h1{font-size:2rem}h2{font-size:1.5rem;margin-top:2.2rem}.wrap{max-width:var(--max);margin:0 auto;padding:0 1.1rem}.btn{display:inline-block;padding:.7rem 1.4rem;border-radius:6px;font-weight:600;text-decoration:none;text-align:center}.btn-accent{background:var(--accent);color:#fff}.btn-accent:hover{background:var(--accent-dark)}.btn-outline{border:2px solid 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var(--line);border-radius:10px;padding:1.2rem 1.3rem;background:#fff}.card h3{margin-top:0}.card a.more{font-weight:600}table{border-collapse:collapse;width:100%;margin:1rem 0;font-size:.95rem}th,td{border:1px solid var(--line);padding:.55rem .75rem;text-align:left;vertical-align:top}th{background:var(--bg-soft);color:var(--navy)}tr:nth-child(2n) td{background:#fafcfe}.table-scroll{overflow-x:auto}.chips{display:flex;flex-wrap:wrap;gap:.55rem;margin:1rem 0}.chip{border:1.5px solid var(--navy-2);border-radius:999px;padding:.35rem .95rem;text-decoration:none;font-weight:600;font-size:.92rem;color:var(--navy-2)}.chip:hover{background:var(--navy-2);color:#fff}.cta-band{background:var(--navy);color:#fff;border-radius:12px;padding:1.6rem 1.8rem;margin:2.2rem 0;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1rem}.cta-band h2,.cta-band p{color:#fff;margin:.2rem 0}.faq-item{border-bottom:1px solid var(--line);padding:.9rem 0}.faq-item h3{margin:0 0 .35rem;font-size:1.05rem}.faq-item p{margin:0;color:var(--ink)}.breadcrumbs{font-size:.85rem;color:var(--muted)}.breadcrumbs a{color:var(--muted)}.badges{display:flex;flex-wrap:wrap;gap:1.5rem;margin:1rem 0}.badge-stat{text-align:center}.badge-stat strong{display:block;font-size:1.7rem;color:var(--navy)}.badge-stat span{color:var(--muted);font-size:.9rem}form label{display:block;font-weight:600;margin:.9rem 0 .25rem}form input,form select,form textarea{width:100%;padding:.6rem .7rem;border:1px solid var(--line);border-radius:6px;font:inherit}form button{margin-top:1.2rem;border:0;cursor:pointer;font:inherit}.site-footer{background:var(--navy);color:#c9d6e4;margin-top:3rem;padding:2.5rem 0 1rem;font-size:.92rem}.site-footer a{color:#e8eef5}.site-footer h3{color:#fff;font-size:1rem}.footer-logo{font-size:1.3rem}.footer-grid{display:grid;gap:2rem;grid-template-columns:2fr 1fr 1fr 1fr}@media(max-width:800px){.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.footer-grid{grid-template-columns:1fr}}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:.3rem 0}.two-col{columns:2}.footer-bottom{border-top:1px solid #ffffff22;margin-top:2rem;padding-top:1rem;font-size:.85rem}.wa-float{position:fixed;right:1.1rem;bottom:1.1rem;z-index:60;background:var(--wa);color:#fff;width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 14px #00000040}.wa-float:hover{transform:scale(1.06)}